Credit Card

Top 6 Most Interesting Credit Cards From Across The Globe

Top 6 Most Interesting Credit Cards From Across The Globe

Most credit cards are fairly straightforward. They provide cash on hand for everyday purposes with the expectation that you will regularly pay off your credit. Many come with promos or rewards programs that make them all the more attractive. However, they are simply tools to make more money available.

Then you get those credit cards that are a bit more interesting. Their offers are extremely attractive or very exclusive; they have strange benefits and rule.

Most Interesting Credit Cards From Across The Globe

Keen to get your hands on an interesting credit card? Here are the top 6 from across the globe.

U.S. – AAdvantage® Aviator® Red World Elite Mastercard®

The name of this credit card is a bit much. However, if you can get past that hurdle, you may find that this is the credit card you’ve always wanted. Why? It has one of the best sign-on offers.

The rules are simple. Pay the $99 annual fee and buy something within the first 90 days. That first purchase can be anything at any value. Once you have done this, you receive 60,000 American Airlines AAdvantage miles. That amounts to around $840 worth of flights.

There are other benefits too. You will get 25% off food and drinks on American Airlines flights. You also earn 2 miles per dollar on eligible American Airlines purchases.

Canada – Neo Financial Credit Card

The Canadian Neo Financial Card is the newest competitor to the big bank cards. Let’s start with the basics. Getting a Neo Financial credit card is incredibly simple, with an extremely fast approval process. It is flexible and easy to use. You can switch between 3 different tiers, with the ability to change tier at the end of the month. The entry tier is completely free.

It gets interesting when you start spending at some of Neo Financial’s partners. Partners include Netflix, DoorDash, Spotify, and more. You get 2% cashback on purchases from these partners, which is the highest in Canada by far. When buying from non-partners, you get 1% cashback, which is still competitive.
The Neo Financial Credit Card also has a great welcome bonus. You get 15% off on all first-day purchases.

Brazil – Black Brazilian Mastercard

Getting a “Black Card” is hard anywhere, as you have to be extremely wealthy. In America, you need to be in the top 1%. In Brazil, however, getting the Black Card is much more difficult. You need to be one of the 3,000 richest people in the country! That means you are part of the 0.015%.

What is so great about the Black Brazilian Card? It is partly the exclusivity that makes it so desirable. You have to be invited by the Santander Group’s private bank. But you also get great benefits, like discounts on flights in private jets, 24/7 concierge service, and worldwide airport lounge access.

United Kingdom – Coutts World Silk Card

The UK’s most exclusive card is the one that Queen Elizabeth II uses. Along with just one hundred other people who have over £1 million in a Coutts account, this royal purple credit card will make you feel like one of the most important people in the world. The card provides access to 24/7 concierge service, access to exclusive airport lounges, and private shopping at designer stores.

The Coutts World Silk Card does come with a hefty 49.1% annual interest rate. Ready to apply for your card? All you need to do is deposit a million pounds into a Coutts account and hope for an invitation.

South Africa – Discovery Credit Card

Let’s get back to credit cards that regular people can actually hope to get. In South Africa, Discovery is a groundbreaking insurance company that has been widening its scope over the past three decades. While it is best known for its medical aid (or health insurance), the Discovery Vitality rewards system is what makes it truly unique. This rewards system spans all of its products, including its credit cards.

The rewards are to a large degree related to Discovery’s approach to healthy living. When you get Discovery health cover, you benefit from huge discounts on gym memberships and even an Apple Watch, depending on maintaining healthy habits. Go to the gym regularly and buy healthy food, and your monthly Apple Watch instalments are covered entirely.

Discovery Credit Cards fit into this ecosystem. You get rewards on healthy eating – you can get up to 50% cash back on healthy foods from participating stores – as well as rewards for healthy financial habits. You also get discounts on flights, access to airport lounges, discounts on movies, and much more. What’s great about this is that you don’t need to be on a high tier for most of these rewards. You benefit from having any Discovery product and can work your way up their Vitality tiers to improve your rewards.

Finally, the Discovery credit card comes with 55 days interest-free credit transactions. In other words, you only start paying interest on new transactions after almost two months.

Hong Kong – Dah Sing Hello Kitty Platinum Mastercard

While Discovery’s credit cards are incredibly practical, Dah Sing’s Hello Kitty Platinum Mastercard is somewhat more gratuitous. Do you love Hello Kitty so much that you want Hello Kitty rewards? Are you eager for people to comment on your bright pink Hello Kitty credit card? Well, in Hong Kong you can make your dreams a reality.

The above credit cards are all interesting for different reasons. Some are ideal for the regular person, others are so exclusive you have to be in the same league as the Queen. If you are keen to get one of these credit cards, just follow the rules and see if you qualify.

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