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AU Small Finance Bank Credit Card – Features, and how to apply online.

AU Small Finance Bank Credit Card – Features, and how to apply online.

AU small finance bank was a financial company, named AU financiers Ltd. headquartered in Jaipur founded in 1996. Later, on 19th April 2017 it got converted into a small bank. The bank in recent years has accomplished a lot. It has several awards under its name. The basic working principle of AU bank is to make every customer feel supreme. So basically when it comes to customer comfort and satisfaction, it becomes the priority of AU bank to serve it best.

For the same reason there are a variety of services that the AU small finance bank provides. These include loans, credit card, debit card, online banking facility and many more. The aim is customer satisfaction so customer friendly access to the services are maintained. Recently AU small finance bank credit card has been a hot potato in the market. The card offers a variety of features and benefits for its users.

In this article we shall discuss the application process, benefits and reviews of AU small finance bank credit cards. Let’s start with the application process.

How to Apply for AU small finance bank Credit Card: Application process

The application process for AU small finance bank credit card has 5 major levels to complete the application. The application includes an online KYC process as well. Here are those 5 major levels that are needed to be followed for application of AU bank credit card.

  • Delivery Address.
  • Personal details
  • Employer’s detail
  • Card selection
  • Video KYC

How to fill AU small finance bank Credit Card Application: Step by step Guide

Here is the step by step process of filling all levels of AU bank credit card application.

To begin with you need to follow the given steps to start the process:

  • Go to the AU bank official website.
  • Go to the Card column in the navigation bar.
  • Click on the credit card.
  • Click on apply credit card.
  • Fill in your mobile number and PAN card number.
  • Enter the OTP you got on your mobile number.
  • Enter the Aadhar card number or Virtual ID number.
  • Enter the OTP again.

Here starts the delivery address level of the application process.

Delivery Address

  • Verify the address on your Aadhar card.
  • Select it as a home or office address.
  • Click on continue to move to the personal detail level.

Personal details

  • Enter your name, gender and mother’s name.
  • Enter your email address.
  • Enter the number of years you have been living at your current address.
  • Enter the details of yourself you want on your card.
  • Enter educational qualification.
  • Enter the type of residency.
  • Enter your nationality.
  • Enter the referral ID (if any).
  • Click on next to move to the employer’s detail level.

Employer’s detail

  • Enter the type of your employment
  • Enter other information on the basis of your type of employment.
  • Enter your office address.
  • Enter your official email and mobile number.
  • Click on next to move to the card selection level.

Card selection

  • A card will be allotted to you based on your income.
  • You can check the benefits of every card in the same section below.
  • Click on next to get started with the video KYC option.

Video KYC

  • Add the address proof document.
  • Add the latest salary slip or IT return.
  • Call the bank agent to verify the KYC process.
  • Verify your PAN card details on the call.

Once your application is approved, you will get your AU small finance bank credit card in nearly 14 days.

Click here to know more about the Axis Flipkart credit card.

Features and Benefits of AU small finance bank Credit Card

Every credit does possess some extremely amazing features to lure its customers. AU small finance bank also provides its customers with such beneficial features. AU bank has 5 credit cards in total.

Here are some of the most amazing perks and features of all AU bank credit card:

LIT credit card

  • Customizable credit card.
  • Siwtchon/switchoff feature for lifestyle benefits.
  • 1 reward point spent on INR 100.
  • 5% extra cashback on travel, dining, grocery expenses.
  • 4 complimentary visits per quarter
  • 3 months free membership of Zee5, amazon prime, cult.fit.

Zenith credit card

  • International and domestic airport lounge access.
  • Railway lounge access.
  • INR 1000 on the 1st transaction.

Vetta credit card

  • International and domestic airport lounge access.
  • Railway lounge access.
  • 1% fuel surge waiver on purchase above INR 400.

Altura Plus Credit card

  • 2 lounge access at railway stations in selected cities.
  • 1% fuel surge waiver.
  • 1.5% cashback on POS retail transactions.

Altura Credit card

  • 2 lounge access at railway stations in selected cities
  • 7% welcome benefit cashback.
  • 2% cashback afterwards.

Click here to know more about the ICICI amazon credit card.

These were the credit cards of AU small finance bank. The card gives you the criteria to choose a card of your choice based on your income. Credit card is a modern payment method that gives attractive offers to its user. If you are considering having an AU small finance bank credit card, this is all you need to know.

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